Click to Home
RSSContact
Go To Search
Minor Repair Program
Program Purpose
Provides assistance to low-income, owner-occupied households to correct or eliminate imminent threats to life, safety, or health and disaster mitigation.

Eligibility Requirements
The applicant must:
  • Own and occupy the single-family residence for which assistance is requested.
  • Not have the means to make the needed repairs (assets, property, insurance, etc.).
  • The city must determine that the assistance is needed.
  • The applicant’s gross annual household income must not exceed the current HUD income limits.

HUD Income Limits
Family Size Extremely Low - 30% Very Low - 50% Low - 80% Moderate - 120%
1 $11,600 $19,300 $30,900 $46,320
2 $13,250 $22,100 $35,300 $53,040
3 $14,900 $24,850 $39,750 $59,640
4 $16,550 $27,600 $44,150 $66,240
5 $17,850 $29,800 $47,700 $71,520
6 $19,200 $32,000 $51,200 $76,800
7 $20,500 $34,200 $54,750 $82,080
8 $21,850 $36,45 $58,30 $87,480

Income limits are updated annually by the U.S. Department of Housing and Urban Development.

Terms & Conditions
The applicant must enter into a legally binding agreement, which places a lien on the property. During the lien period, the applicant must:
  • Keep all property taxes current
  • Maintain the property as their principal residence and in a safe and sanitary condition
  • Consent to annual inspections by the city and provide verification of compliance

The maximum forgivable mortgage loan shall not exceed $15,000.

For more information, please contact Mary Williams by email or at (386) 671-8057.