Owner Occupies Housing Rehabilitation Programs

Minor repair program

Provides assistance to low-income, owner-occupied households to correct or eliminate imminent threats to life, safety, or health and disaster mitigation.

Eligibility requirements:

The applicant must:

  1.  Own and occupy the single-family residence for which assistance is requested.
  2. Not have the means to make the needed repairs (assets, property, insurance, etc.).
  3. The city must determine that the assistance is needed.
  4. The applicant’s gross annual household income must not exceed the current HUD income limits (see chart below).
     
Terms and conditions:

The applicant must enter into a legally binding agreement which places a lien on the property. During the lien period, the applicant must:
  • Keep all property taxes current.
  • Maintain the property as their principal residence and in a safe and sanitary condition.
  • Consent to annual inspections by the city and provide verification of compliance.
  • The maximum forgivable mortgage loan shall not exceed $15,000.

For more information, please contact Mary Williams, (386) 671-8057, williamsma@codb.us
 
HUD 2009
Daytona Beach, FL MSA Income Limits: 
  Extremely Low Very Low Low Moderate
Family  Income Income Income  Income 
Size 30% 50% 80% 120%
         
$11,600 $19,300 $30,900 $46,320
$13,250 $22,100 $35,300 $53,040
3  $14,900 $24,850 $39,750 $59,640
4  $16,550 $27,600 $44,150 $66,240
$17,850 $29,800 $47,700 $71,520
$19,200 $32,000 $51,200 $76,800
$20,500 $34,200 $54,750 $82,080
8  $21,850 $36,450 $58,300 $87,480
Income limits are updated annually by the U.S. Department of Housing and Urban Development (HUD) 

 
Emory Counts
Emory Counts
Economic/Community Development Director
countse@codb.us
Phone: (386)-671-8246
301 South Ridgewood Ave.
Room 240

City Location Map