Hurricane Recovery Grants

The City of Daytona Beach is offering recovery grants to qualified homeowners, renters and business owners affected by Hurricane Ian or Nicole. 

City commissioners approved using a combination of federal and state dollars totaling $2.5 million for grants up to $9,000 to help qualified residents pay for items such as insurance deductibles, home repairs, mold and flood damage remediation, mortgage assistance or rent payments. 

Businesses with less than 50 employees can be reimbursed up to $3,000 for things like the cost of spoiled food, lost revenue, insurance deductibles and repairs.

There are three public meetings scheduled where residents and business owners can ask questions and submit applications.

Thursday, Nov. 17
1 to 6 p.m.
Allen Chapel’s Fellowship Hall
580 George W. Engram Blvd.

Tuesday, Nov. 22
1 to 6 p.m.
Peabody Auditorium
600 Auditorium Blvd.

Thursday, Dec. 1
1 to 6 p.m.
Allen Chapel’s Fellowship Hall
580 George W. Engram Blvd.

Awards will be made on a first-come, first-served basis until funds are depleted. 

The relief grants are as follows:

  1. Hurricane Ian/Nicole Residential Recovery Assistance Grant, $1.5 million using American Rescue Plan Act (ARPA) funds – For residents
  2. Hurricane Ian/Nicole Small Business Recovery Assistance Grant, $500,000 using American Rescue Plan Act (ARPA) funds – For businesses
  3. City’s State Housing Initiatives Partnership Program (SHIP) Housing Rehabilitation Grant program in the amount of $500,000 – For residents

Grant Requirements and Conditions

  • The grants are available only to city residents or businesses.
  • Funds are provided for recovery of costs and losses associated with Hurricane Ian and/or Hurricane Nicole.
  • The grant programs are intended to provide for rapid grant award and disbursement of funding. As a condition of receiving a grant, all applicants shall be required to submit proof that they have filed for recovery from their insurance carrier (if insured) and/or FEMA. Where practical, grant funds will be used solely to reimburse those costs that are not reimbursed by insurance (including insurance deductibles). However, where necessary, funds shall be disbursed earlier upon proof of need, provided that the grantee assigns proceeds of insurance to the city.
  • Awards will be made on a first-come, first-served basis until all funds are depleted.

Residential Grant Programs
Eligible city residents whose income does not exceed moderate income (120% of Adjusted Gross Income [“AGI”] for the metropolitan statistical area), or low income (80% of AGI, respectively), can receive up to $9,000 for reimbursement of costs such as mortgage payment and rent assistance, insurance deductibles, mold remediation (for owner-occupied homes) and relocation assistance.

Household size 

1% - 80% AMI

81%-120% AMI

1

$40,950 

$61,440 

2

$46,800 

$70,200 

3

$52,650 

$78,950 

4

$58,500 

$87,720 

5

$63,200 

$94,800 

6

$67,900 

$101,760 

Household size 

1% - 80% AMI

81%-120% AMI

1

$40,950 

$61,440 

2

$46,800 

$70,200 

3

$52,650 

$78,950 

4

$58,500 

$87,720 

5

$63,200 

$94,800 

6

$67,900 

$101,760 

Both of the Residential Grant programs have the following conditions:

  • They provide funding to address such housing-related costs and losses as: payment of property insurance deductibles, flood/mold remediation costs (for owner-occupied households), shelter costs incurred by displaced households (including relocation expenses), and other housing related costs such as mortgage payments, rents, and deposits.
  • They require that in order to be eligible, an applicant must (i) be a Daytona Beach resident, (ii) be a “qualifying household” (defined below), and (iii) submit a formal insurance or FEMA claim in relation to Hurricane Ian or Hurricane Nicole.
  • They provide that, unless more specific documentation (such as actual receipts) is accepted in the city’s discretion, the types/amounts of costs and losses recoverable shall be limited to those types and amounts claimed with the insurance carrier or FEMA.
  • They provide for a total amount of assistance shall not exceed $9,000 per household. For costs incurred post-Hurricane Ian or Nicole, such as mortgage payments and rent to be eligible, they must be incurred no later than six months from the storm.

Hurricane Ian/Nicole Residential Recovery Assistance Grant

  • “Qualifying household” means an individual or family whose income does not exceed “moderate income” (e.g., 120% of the “AMI”-- median income, adjusted for family size, for the Daytona Beach-Deltona-Ormond local metropolitan statistical area).
  • Recipients of the SHIP Housing Rehabilitation Grant are ineligible.

SHIP Housing Rehabilitation Grant

  • “Qualifying household” means an individual or family whose income does not exceed “low-income” (e.g., 80% of AMI).
  • Recipients of the Hurricane Ian Residential Recovery Assistance Grant are ineligible.

Hurricane Ian Small Business Recovery Assistance Grant
Eligible city small businesses (i.e., businesses with a city business tax receipt who have 50 or fewer employees), can receive up to $3,000 for reimbursement of business-related losses.

Funds can be used to address business-related costs and losses, including repair costs, lost revenues, insurance deductibles, and spoliation of food or personal property. In order to be eligible an applicant must provide a current Business Tax Receipt issued by the City of Daytona Beach and must have documented costs or losses to the applicant’s Daytona Beach business location in association with the Hurricane. The total amount of assistance shall not exceed $3,000 or the amount of the insurance deductible.

Items needed for grant applications
People considering applying for the recovery grants should start gathering documents that may be needed with the application including: 

  • Picture ID for household members > 18 years of age
  •  Delinquent mortgage statement
  • Paid invoices and/or receipts for deductibles, mold remediation, etc. 
  • Last month’s paystubs for all employed household members
  • Current bank statements for one month
  • Proof of FEMA application/insurance filing and result

Renters must provide the following: 

  • Documentation supporting their displacement on or after Oct. 2, 2022
  • Copies of social security cards and picture ID for household members > 18 years of age
  • Active lease agreement with landlord’s legal name, address and tax ID for payment processing
  • Last month’s bank statements or financial history
  • Last month’s paystubs for all employed household members 
  • Utility bill to confirm residency
  • Benefit award letters for unearned income for all members of household
  • Relevant documents such as Dissolution of Marriage and/or child support orders

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