Eligibility

Partners

The path to homeownership usually begins with an assessment of eligibility and credit through one of our non-profit agency partners. Our partners are as follows:

  • Central Florida Community Development Corporation
    847 Orange Avenue
    Suite A
    Daytona Beach, FL 32114
    Phone: (386) 253-3232
  • Halifax for Humanity of Greater Volusia County
    1030 W. International Speedway Blvd.
    Daytona Beach, FL 32114
    Phone: (386) 257-9950
  • Mid-Florida Housing Partnership, Inc.
    1834 Mason Avenue
    Daytona Beach, FL 32114
    Phone: (386) 274-4441

Screening

These agencies will conduct:

  • Pre-screening and pre-qualifying for eligibility
  • Credit assessment and counseling
  • Homebuyer education classes
  • Interim assistance during the qualification, home-buying and construction processes
  • Post purchase counseling subsequent to occupancy

In addition to providing homeowner education classes, these agencies help clients identify barriers to home ownership and build a plan to overcome them. Once their homeowner education classes are completed, clients will receive the certificate of completion, but may still have to work on credit or other barriers. Clients must be able to qualify for their own mortgage.

Eligibility Requirements

The applicant / owner(s) must:

  • Be income eligible according to the current established HUD section eight program income limits
  • Purchase a home within the city limits of Daytona Beach
  • Secure first mortgage financing
  • Contribute at least $500 of their funds toward purchase of the home
  • Complete a first-time homebuyer homeownership education class
  • Successfully complete credit counseling
  • Purchase a home that meets (or with program rehabilitation will meet) all applicable housing codes
  • Maintain the property in good condition
  • Occupy and keep the home as their primary residence

Additional information on eligibility requirements (PDF).